BAD BANK

badbank
a ‘bad bank’ — one that will absorb non-performing assets (NPAs) of public sector lenders.

The ‘bad bank’ can either hold the bad assets until borrowers start repaying or look at selling those stressed assets to investors.

Banking Topics List

Banking Topics List

Banking Topics List (Bankoncepts Study Plan)


Chapter 1 - Indian Banking Industry

• Nationalized Banks vs. Public Sector Banks
• List of Public Sector Banks (PSBs)
• List of Private Sector Banks
• Cooperative Banks
• Postal Bank of India
• MUDRA Bank
• Small and Payment Bank
• Deposit Insurance - DICGC
• Small Account
• PMJDY Account
• Cash Credit (CC) and Overdraft (OD)
• Bill Discounting
• Non Performing Assets (NPA)
• SARFAESI Act
• Priority Sector Lending (PSL)
• Pledge, Hypothecation, Mortgage, Lien
• Base Rate and DRI Scheme
• Automated Teller Machine (ATM)
• Cards - Debit Cards, Credit Cards, Prepaid Cards
• Non Banking Financial Companies (NBFC)
• Letter of Credit
• Assets and Liabilities of Banks
• Capitals and Assets
• Mutual Funds
• Kisan Credit Card (KCC)
• General Credit Card (GCC)
• ADB, World Bank, IMF
• BRICS Nations, NDB, Fragile Five
• Asia Infrastructure Investment Bank (AIIB)

Chapter 2 - RBI and Monetary Policy

• Monetary Policy of RBI
• Open Market Operations (OMO)
• Market Stabilization Scheme (MSS)
• Monetary Policy Report - April 2015
• NEFT, RTGS, ECS-Credit, ECS-Debit
• Financial Inclusion
• Banking Business Correspondents (BC)
• Self Help Group (SHG), Joint Liability Group (JLG)
• Money Laundering, PMLA
• Issuance of Currency
• Clean Note Policy
• Soiled and Mutilated Notes

Chapter 3 - Money Market

• Repo, MSF, Bank rate, Reverse Repo
• Call-Notice-Term Money, Certificate of Deposits, Commercial Papers, ICD
• Treasury Bills, Cash Management Bills, Dated Securities, Gilt-edged Securities
• Negotiable Instruments, NIA Act 1881
• Negotiable Instruments - Promissory Notes, Bills of Exchange, Cheques
• Types of Cheques, Crossing of Cheques
• Cheque Truncation System (CTS)
• Demand Drafts (DD), DD vs. Cheques
• Foreign Exchange (Forex)
• FERA and FEMA Acts

Chapter 4 - Capital Market

• Primary and Secondary Market, Types of Issues - IPO, FPO, etc.
• Equity and Debt Instruments - Shares/Stocks, Bonds, Debentures, Dividends
• Types of Shares, Sensex, Nifty
• Derivatives Market - Forwards, Futures, Options
• Commodity Market, Hedging, Blue Chip, Bear and Bull market trend
• Demat Account
• Application Supported by Blocked Amount (ASBA)
• Merger, Amalgamation, Acquisition, Joint Venture

Chapter 5 - Public Finance

• General Budget 2015-16
• Public Funds - Consolidated Fund, Contingency Fund, Public Accounts
• Revenue, Fiscal and Primary Deficits, FRBM Act 2003
• Balance of Payments, BOP Deficit, Current Account Deficit, Trade Deficit, BOP Accounts
• Taxation in India (Direct and Indirect Taxes)
• Taxation in India (In details)
• Goods and Services Tax (GST)
• Finance Commission, Pay Commission, Bipartite Settlement

Chapter 6 - National Income

• National Income, Methods of calculation - Production, Income and Expenditure
• GDP, GNP, NNP, NI
• GDP of India, New GDP method, Nominal and Real GDP
• Appreciation and Depreciation
• Devaluation and Revaluation

Chapter 7 - Inflation

• Inflation, Stages and Types of Inflation
• Measurement of Inflation - WPI, CPI, PPI
• Inflation, Deflation, Reflation, Disinflation, Hyperinflation, Stagflation
• Inflation Targeting

Chapter 8 - Other Topics

• LIBOR, MIBOR, MIBID
• NRI Accounts - NRE, NRO, FCNR(B)
• NOSTRO, VOSTRO, LORO Accounts
• Line of Credit
• Letter of Credit
• Banking Ombudsman
• Depository Receipts - ADR, GDR
• Recession and Subprime Lending
• DEAF Scheme
• Purchasing Power Parity (PPP)
• Subsidy Leakage and JAM Trinity
• Interest Rate Swap (IRS)
• Disinvestment
• Finance Ministry
• Financial Market Entities
• Pre-2005 and MG-series Banknotes
• New Social Security Schemes - PMJJBY, PMSBY, APY
• Beti Bachao Beti Padhao initiative - Sukanya Samriddhi Account
• Bad Bank

What is Giffen’s Paradox?

What is Giffen’s Paradox?

According to the Law of Demand, when the price of a commodity falls the demand for it rises. Giffen's Paradox is an exception to this law. It is named after the 19th century British economist, Sir Robert Giffen, who found that when the price of bread fell, the demand for it also fell. This was because when the price fell, the real income of the consumer rose and she was in a position to buy better quality/more bread.